[llvm] Consistently respect `naked` fn attribute in `TargetFrameLowering::hasFP()` (#106014)

Some targets (e.g. PPC and Hexagon) already did this. I think it's best
to do this consistently so that frontend authors don't run into
inconsistent results when they emit `naked` functions. For example, in
Zig, we had to change our emit code to also set `frame-pointer=none` to
get reliable results across targets.

Note: I don't have commit access.